MoneyKH Bottom Line: Maybank Cambodia scores 7.4/10 — a respectable rating driven by the strength of its parent institution, NBC regulatory standing, and ASEAN connectivity. Its lower score relative to ABA (9.1) and Canadia (8.0) reflects its limited branch footprint, below-market savings rates, and narrower relevance for the broad Cambodian market. For the right user profile — ASEAN-connected business professionals — it earns its place in a two-bank strategy as a specialist complementary account.

Rate Verdict: Maybank Cambodia’s fixed deposit rates are consistent and reliable, but trail Cambodia’s rate leaders. For rate-optimised fixed deposits, Canadia Bank leads on 6m+ terms and ABA Bank leads on sub-6-month terms. Maybank’s FD rates make sense when you already hold a Maybank account for business reasons and want to park liquidity without opening a third institution relationship.

Fee Summary: Maybank Cambodia’s fees are broadly comparable to industry standard. There are no surprise fees for savings account holders maintaining a reasonable balance. The standout advantage is on ASEAN corridor transfers, where Maybank Group’s intra-group routing can significantly reduce cost and processing time versus using SWIFT through a third-party correspondent bank. Verify all current fees directly with Maybank Cambodia before transacting.

Foreigner Note: Maybank Cambodia is notably foreigner-inclusive — consistent with Maybank Group’s international banking DNA. Unlike some Cambodian banks that require a work permit for basic savings account access, Maybank Cambodia extends personal savings account access to foreign nationals on tourist and ordinary visas, subject to standard KYC documentation. Verify current requirements directly with Maybank Cambodia before your visit, as NBC policy and individual bank requirements can change.

MoneyKH Strategy Tip: If you fit the ASEAN professional profile, consider Maybank Cambodia as a third account — alongside ABA for daily Cambodia spending and Canadia for fixed deposit savings. Many ASEAN professionals in Phnom Penh use exactly this three-bank structure. Maybank Cambodia handles cross-border business flows; ABA handles local transactions via its superior app and agent network; Canadia holds FD balances. You can move money between all three for free via Bakong.

Q: What is Maybank Cambodia’s overall MoneyKH score in 2026?

Maybank Cambodia scores 7.4 out of 10 on MoneyKH’s scoring framework, verified April 2026. This score reflects strong institutional credibility and ASEAN connectivity (particularly trade finance and cross-border transfers), offset by below-market savings rates and a limited branch footprint concentrated in Phnom Penh. Maybank Cambodia ranks below ABA Bank (9.1/10) and Canadia Bank (8.0/10) for general use, but leads those banks specifically for ASEAN cross-border business banking and trade finance needs.

Q: Who owns Maybank Cambodia?

Maybank (Cambodia) Plc. is a locally incorporated subsidiary of Malayan Banking Berhad — known globally as Maybank — which is headquartered in Kuala Lumpur, Malaysia. Maybank Group is Malaysia’s largest bank and one of Southeast Asia’s most capitalised financial institutions, operating across more than 25 countries. The Cambodia subsidiary is a fully licensed commercial bank regulated by the National Bank of Cambodia (NBC) and operates under NBC oversight — not directly under Bank Negara Malaysia, which regulates the parent.

Q: Is Maybank Cambodia safe? Are deposits protected?

Yes. Maybank Cambodia is a fully licensed NBC commercial bank and a member of the Cambodia Deposit Guarantee Corporation (CDGC). This means eligible deposits up to USD 7,500 (or the KHR equivalent) are protected under Cambodia’s national deposit insurance scheme — the same coverage level as every other licensed commercial bank in Cambodia including ABA Bank, ACLEDA Bank, and Canadia Bank. Beyond the CDGC protection, Maybank Group’s strong capitalisation provides an additional layer of institutional stability that most Cambodian banks cannot offer.

Q: What savings interest rate does Maybank Cambodia offer in 2026?

As of April 2026, Maybank Cambodia offers USD savings at 3.00–3.50% per annum and KHR savings at 4.50–5.00% per annum. These rates are below Cambodia’s market leaders: ABA Bank offers USD savings of 4.5–5.0% p.a. and Canadia Bank offers up to 4.75% p.a. on USD savings. If maximising deposit yield is your primary goal, ABA and Canadia are better choices. Maybank Cambodia’s rates are competitive for those who need ASEAN banking connectivity as their primary consideration. Always verify current rates directly with Maybank Cambodia, as rates change periodically.

Q: Can foreigners open a Maybank Cambodia account?

Yes. Maybank Cambodia is one of the more foreigner-inclusive banks in Cambodia. Foreign nationals can open a personal savings account with a valid passport, current Cambodian visa (most visa types are accepted), and proof of a Cambodian address — such as a rental contract or employer letter. A work permit is not required for a basic personal savings account, though it may be needed for current accounts or business accounts. Malaysian and Singaporean passport holders in particular report a notably smooth account opening experience, consistent with Maybank’s ASEAN-first banking DNA. Account opening is conducted in-branch at Phnom Penh locations.

Q: How does Maybank Cambodia compare to ABA Bank?

ABA Bank (9.1/10) leads Maybank Cambodia (7.4/10) across almost every dimension relevant to most Cambodians: savings rates (ABA offers up to 5.0% vs Maybank’s 3.50%), branch network (ABA has 100+ branches nationwide vs Maybank’s Phnom Penh-only presence), mobile app quality (ABA’s app is Cambodia’s best), and ATM coverage. The one area where Maybank leads ABA is ASEAN cross-border banking — intra-group transfers to Malaysia, Singapore, and Indonesia, and trade finance capabilities. For everyday banking, ABA is the better choice. For ASEAN business banking and cross-border transfers, Maybank Cambodia has a specific structural advantage.

Q: Does Maybank Cambodia support Bakong payments?

Yes. Maybank Cambodia is fully integrated with the National Bank of Cambodia’s Bakong payment system. Bakong allows real-time, free interbank transfers in both USD and KHR to any other Bakong-connected bank in Cambodia. This means Maybank Cambodia account holders can move money to ABA, ACLEDA, Canadia, or Wing Bank accounts instantly and at no cost using Bakong. This interoperability is particularly useful for ASEAN professionals who hold a Maybank account for cross-border business purposes and also maintain an ABA or Canadia account for local banking.

Q: What is Maybank Cambodia’s SWIFT code for international transfers?

Maybank Cambodia’s SWIFT BIC code is MBEAKHPP. This is used for receiving international wire transfers (SWIFT) from overseas. When sending money to Maybank Cambodia via SWIFT, the sender will need this BIC code, your Maybank Cambodia account number, and the bank’s Phnom Penh address. For intra-Maybank transfers (sending from a Maybank account in Malaysia, Singapore, or Indonesia to your Maybank Cambodia account), the process is typically faster and may incur lower fees than standard international SWIFT transfers — contact Maybank Cambodia directly for current intra-group transfer rates and timelines.

Q: Does Maybank Cambodia offer trade finance and letters of credit?

Yes — and this is one of Maybank Cambodia’s genuine strengths relative to most other Cambodian banks. Through the parent Maybank Group’s global trade finance infrastructure, Maybank Cambodia can facilitate letters of credit, import and export financing, trade guarantees, documentary collections, and other structured trade finance products. This capability is particularly relevant for Cambodian garment factories, agricultural exporters, and importers with regular ASEAN or international supply chain payment obligations. Businesses requiring trade finance should contact Maybank Cambodia’s business banking team directly to discuss facility limits and documentation requirements.

Q: What is the minimum balance required to open a Maybank Cambodia savings account?

The minimum opening balance for a Maybank Cambodia USD savings account is USD 100. For KHR savings accounts, the equivalent minimum applies (approximately 400,000 KHR at current exchange rates). There is no monthly maintenance fee on the savings account provided you maintain a reasonable balance. Current accounts carry a minimum balance of USD 500, with a monthly fee applied if the balance falls below this threshold. Business accounts are subject to negotiated terms based on the nature and size of the business relationship. All minimums should be confirmed directly with Maybank Cambodia, as they may be updated.