Last Updated: April 2026 ·
Editorial Policy
· By MoneyKH Research Team
· Next rate review: July 2026
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All rates on this page are verified directly with each institution — not copied from press releases or third-party aggregators.
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Full disclaimer →
Cambodia savings account interest rates 2026: ABA Bank offers the highest USD savings rate among major Cambodian commercial banks at 4.5–5.0% per annum for standard savings accounts, tiered by balance. Canadia Bank leads fixed deposit rates at 6.25% p.a. for 12 months and 6.50% p.a. for 24 months USD — above ABA and ACLEDA at these terms. KHR savings accounts at all major banks carry a 1–2% NBC-mandated premium above USD equivalents to incentivise de-dollarisation, with ACLEDA and ABA both offering KHR savings at 5.5–7.0% p.a. These rates are significantly higher than equivalent accounts in the US, UK, Singapore, or Malaysia — reflecting Cambodia’s dollarised economy and the National Bank of Cambodia’s deposit rate framework. All rates on this page are verified directly with each institution and updated quarterly.
🇰🇭 Cambodia Savings Rates · All Banks · USD & KHR · Fixed Deposits · April 2026 · Verified
Cambodia Savings Account Interest Rates 2026 — All Banks Compared
This is the only independent, directly-verified savings rate comparison for Cambodia’s banking market in English. Rates are confirmed quarterly via direct inquiry with each institution — not sourced from bank websites, which are often outdated. Bookmark this page. It is updated every time rates change.
⭐ Best USD savings rate: ABA Bank — 4.5–5.0% p.a.
⭐ Best 12m fixed deposit: Canadia Bank — ~6.25% p.a.
⭐ Best KHR savings rate: ABA / ACLEDA — 5.5–7.0% p.a.
⭐ Rates updated: April 2026 · Next: July 2026
📅 Rate Review Schedule: Quarterly
Cambodia bank deposit rates are reviewed by NBC and updated by institutions in January, April, July, and October. The next MoneyKH rate verification is scheduled for July 2026. See our Best Banks in Cambodia 2026 guide for the full banking comparison updated alongside each rate review.
5.0%
Top USD savings rate p.a. (ABA Bank). Higher than US, UK, Singapore, or Australian equivalents in 2026.
6.50%
Top 24-month USD fixed deposit rate (Canadia Bank). Market-leading among NBC-licensed banks.
7.0%
Top KHR savings rate p.a. NBC de-dollarisation incentive pushes KHR rates 1–2% above USD equivalents.
$7,500
CDGC deposit guarantee per bank per depositor. Diversify across two banks for larger balances.
5
Major banks directly verified for this guide: ABA, ACLEDA, Canadia, Wing, Maybank Cambodia.
USD Savings Account Rates — All Major Cambodia Banks 2026
The table below is Cambodia’s most comprehensive independent comparison of USD savings account rates. All figures are verified via direct inquiry with each institution in April 2026. Rates are tiered by balance at most banks — the figures below represent the rate available for standard personal savings accounts at typical balance levels ($1,000–$10,000 USD). Higher balance tiers may qualify for marginally better rates at some institutions — confirm directly at your branch. See the full bank profiles in our Best Banks in Cambodia 2026 guide →
| Bank | USD Savings Rate (p.a.) | Min. Balance | Monthly Fee | MoneyKH Score | Best For |
|---|---|---|---|---|---|
| 🏆 ABA Bank | 4.50–5.00% | $0 | $0 | 9.1/10 | Best overall · daily banking · highest savings rate |
| Canadia Bank | 4.00–4.75% | $100–500 | $0 | 8.0/10 | Best fixed deposits (6–24m) · savings rate below ABA |
| ACLEDA Bank | 3.50–4.50% | $0 | $0 | 8.6/10 | Best SME loans · rural access · lower USD savings rate |
| Wing Bank | 3.00–4.00% | $0 | $0 | 8.2/10 | Best remittance · mobile-first · savings rate not primary strength |
| Maybank Cambodia | 3.50–4.50% | Varies | $5–15 | 7.4/10 | Best for ASEAN regional businesses · higher fees |
| Acleda Unity (MFI) | 4.00–5.50% | Varies | $0 | — | MFI — higher rates but different risk profile to commercial banks |
| Prasac MFI | 4.50–6.00% | Varies | $0 | — | MFI — highest published savings rate but MFI regulatory framework applies |
All rates verified April 2026 via direct inquiry. Rates are approximate and subject to quarterly review. MFI rates included for context — see the MFI note below before comparing MFI savings to commercial bank savings. Always confirm current rates at each institution before depositing.
MoneyKH USD Savings Verdict — April 2026
ABA Bank holds Cambodia’s highest USD savings rate at a major commercial bank — 4.5–5.0% p.a. with zero monthly fee and zero minimum balance. This is the unambiguous choice for liquid USD savings. The gap between ABA and the nearest competitor (Canadia at 4.0–4.75%) is meaningful enough that there is no case for holding a standard savings account anywhere other than ABA. For fixed-term deposits of 6 months or more: open a Canadia Bank fixed deposit alongside your ABA savings account — the rate premium there is Canadia’s, not ABA’s.
Fixed Deposit Interest Rates — All Cambodia Banks 2026
Fixed deposits are where Cambodia’s banking market offers its most compelling rates — consistently exceeding developed market equivalents at all terms. The table below compares fixed deposit rates across all major institutions at every standard term, allowing a direct side-by-side decision. This is the first time this comparison has been published in English for the Cambodian market in this format.
USD Fixed Deposit Rates — Full Comparison (April 2026)
| Bank | 1 Month | 3 Months | 6 Months | 12 Months ⭐ | 24 Months | 36 Months | Min. ($) |
|---|---|---|---|---|---|---|---|
| 🏆 Canadia Bank | ~4.50% | ~5.25% | ~5.75% ⭐ | ~6.25% ⭐ | ~6.50% ⭐ | ~6.75% ⭐ | $500 |
| ABA Bank | ~4.75% | ~5.25% | ~5.50% | ~5.75–6.00% | ~6.00–6.50% | ~6.25–6.50% | $500 |
| ACLEDA Bank | ~4.50% | ~5.00% | ~5.25% | ~5.50–6.00% | ~5.75–6.25% | ~6.00–6.25% | $500 |
| Wing Bank | ~4.00% | ~4.50% | ~5.00% | ~5.25–5.50% | ~5.50% | N/A | $200 |
| Maybank Cambodia | ~4.50% | ~5.00% | ~5.25% | ~5.50–5.75% | ~5.75–6.00% | ~6.00% | $1,000 |
| Prasac MFI | ~5.00% | ~5.50% | ~6.00% | ~6.50–7.00% | ~7.00% | Varies | $500 |
⭐ = Market-leading rate at that term. All rates approximate, verified April 2026. Always confirm directly before depositing.
⚠️ Important: MFI Rates vs Commercial Bank Rates
Prasac, LOLC, and other MFIs (Microfinance Institutions) are regulated by NBC but under a different framework than commercial banks. MFI savings deposits carry a different risk profile — they are not commercial bank deposits. The higher rates reflect this risk premium. MoneyKH recommends commercial bank deposits (ABA, Canadia, ACLEDA) for savings and fixed deposits. For full details on Cambodia’s MFI sector, see our Microfinance Loans Cambodia 2026 guide →
Fixed Deposit Decision Guide — Which Term and Which Bank
1–3 Months: Use ABA Bank
ABA’s 1-month (4.75%) and 3-month (5.25%) rates lead or match Canadia. The convenience of opening in-app without a branch visit gives ABA the edge at short terms. No need to open a Canadia account for deposits under 3 months.
6 Months: Canadia Bank Takes the Lead
Canadia’s 6-month rate (~5.75%) is approximately 0.25% above ABA (~5.50%). On $10,000: that is $25 extra per 6-month term — worth opening a Canadia account if you are depositing $5,000+. Below $5,000: ABA’s convenience may be worth the small rate difference.
12 Months: Canadia, Clearly
Canadia’s 12-month rate (~6.25%) versus ABA (~5.75–6.00%). On $20,000: Canadia earns ~$1,250 vs ABA ~$1,150–1,200. A $50–100 per year advantage. Open a Canadia account specifically for 12-month deposits of $10,000+. Below $5,000: your choice, but Canadia still leads on rate.
24 Months: Canadia, Definitively
Canadia’s 24-month rate (~6.50%) is Canadia’s strongest position in the market. On $30,000 over 24 months: $3,900 interest at Canadia vs $3,600 at ABA (6.00%). That $300 difference over 2 years is real money for a branch visit and a second account you hold at zero monthly cost.
The Optimal Strategy in One Formula
Liquid savings (1–3 months expenses): ABA Bank savings (4.5–5.0% p.a.) — instant access, Bakong-transferable.
Short FD (1–3 months surplus): ABA Bank fixed deposit (4.75–5.25%).
Medium FD (6–24 months surplus): Canadia Bank fixed deposit (5.75–6.50%).
Monthly interest payout: Ask Canadia for monthly interest payment option — slightly lower rate but generates regular income.
Never Lock Funds You May Need Early
Early withdrawal of a fixed deposit at any Cambodian bank typically forfeits all or most interest earned. The early withdrawal penalty makes the effective rate worse than a savings account. If there is any chance you need the money before maturity: use a savings account or choose a shorter term. Never lock a 24-month FD with funds you might need in month 8.
KHR (Cambodian Riel) Savings & Fixed Deposit Rates 2026
KHR savings and fixed deposit rates are uniformly higher than USD equivalents at every Cambodian bank — by approximately 1–2% at comparable terms. This is not a market anomaly. It is a deliberate National Bank of Cambodia policy to incentivise de-dollarisation by making riel-denominated savings financially attractive to Cambodian households and businesses.
| Bank | KHR Savings (p.a.) | KHR FD — 3m | KHR FD — 6m | KHR FD — 12m ⭐ | KHR FD — 24m | MoneyKH Note |
|---|---|---|---|---|---|---|
| ABA Bank | 5.5–7.0% | ~6.50% | ~7.00% | ~7.50% | ~7.75% | Highest KHR savings rate. Best for KHR-denominated income. |
| ACLEDA Bank | 4.0–6.0% | ~6.25% | ~6.75% | ~7.25% | ~7.50% | Strong KHR rates. Best choice for provincial Cambodia KHR savers. |
| Canadia Bank | 5.0–6.5% | ~6.50% | ~7.00% | ~7.50% | ~7.75% | Competitive KHR FD rates. Market leadership continues in KHR at longer terms. |
| Wing Bank | 4.0–5.5% | ~5.50% | ~6.00% | ~6.50% | ~6.75% | KHR-native platform. Lower FD rates vs commercial banks at equivalent terms. |
Who Should Hold KHR Accounts?
Yes to KHR: Cambodian citizens spending primarily in local currency · Businesses paying staff and suppliers in KHR · Anyone eligible for NBC de-dollarisation incentives · Rural households with KHR income streams. No to KHR (or USD is better): Expats and foreigners · Anyone with international financial obligations · Businesses importing in USD · Depositors concerned about KHR/USD FX risk over multi-year terms. For expats wanting to set up accounts: see our How to Open a Bank Account in Cambodia 2026 →
Why Are Cambodia’s Savings Rates So High? The Honest Explanation
The most common question MoneyKH receives from new arrivals: “Why is ABA paying 5% when my UK bank pays 0.5%?” The answer involves four structural factors unique to Cambodia’s financial system. For the broader context on Cambodia’s banking landscape, see our Cambodia Fintech Landscape 2026 guide →
1. Dollarisation Creates Structural Tension
Cambodia uses USD as its primary transactional currency — a sovereign nation operating without the monetary policy tools that normally manage interest rates. The NBC cannot print USD. It must attract USD deposits through competitive rates rather than monetary policy levers. This creates a structural floor above Western equivalents.
2. Banks Fund a Rapidly Growing Loan Book
Cambodia’s loan growth rate has been among the highest in Southeast Asia for a decade. Banks need deposits to fund this expansion. Personal and SME loan rates of 10–18% p.a. give banks the margin to pay 5% on savings while remaining profitable. The high lending rate → high deposit rate chain is direct. See our Cambodia personal loan rates guide →
3. Institutional Trust Is Still Being Built
Cambodia’s modern banking system is 25–30 years old — young by global standards. A significant proportion of Cambodians still hold cash or gold rather than bank deposits. Banks must offer competitive rates to attract depositors who have living memory of a period when the financial system was destroyed. The CDGC deposit guarantee ($7,500) is lower than Western equivalents — partially compensated by higher rates.
4. NBC De-Dollarisation Policy
The National Bank of Cambodia actively uses interest rate policy to incentivise KHR adoption. By mandating higher KHR savings rates and encouraging banks to offer USD rates above Western equivalents, the NBC creates a financial incentive structure that accelerates both banking adoption and gradual currency transition. This policy keeps the entire rate curve elevated.
Maximum Return Strategy — Cambodia Savings 2026
For readers who want to maximise the return on their USD savings in Cambodia without taking on MFI risk or locking funds unnecessarily, MoneyKH’s verified optimal strategy in April 2026:
| Funds Category | Where to Put It | Rate (p.a.) | Access | Rationale |
|---|---|---|---|---|
| Emergency fund (1–3 months expenses) | ABA Bank savings account | 4.5–5.0% | Instant | Fully liquid. Best rate for standard savings at a major bank. ABA Pay and Bakong-transferable instantly. |
| Short-term reserves (1–3 months) | ABA Bank fixed deposit | 4.75–5.25% | At maturity | ABA leads or matches Canadia at short terms. Open in-app — no branch visit required. |
| Medium surplus (6 months) | Canadia Bank fixed deposit | ~5.75% | At maturity | Canadia’s rate premium begins here. ~0.25% above ABA. Worth a branch visit for $5,000+. |
| Long-term surplus (12 months) | Canadia Bank fixed deposit | ~6.25% | At maturity | Canadia’s strongest position. 0.25–0.50% above ABA. Meaningful advantage on any sum above $5,000. |
| Multi-year commitment (24 months) | Canadia Bank fixed deposit | ~6.50% | At maturity | Only commit funds you are certain not to need. Early withdrawal penalty eliminates the advantage. |
MoneyKH Maximum Return Setup — April 2026
Two banks, zero fees, optimal rates: ABA Bank (savings + short FDs) + Canadia Bank (6–24 month FDs). Total monthly cost: $0. When a Canadia FD matures, Bakong-transfer the principal and interest to ABA instantly at no charge — see our Bakong Complete Guide 2026 for how this works. Reinvest the portion going back into another Canadia FD with a single branch visit or phone call. The CDGC covers $7,500 at each bank — keep Canadia deposits under that threshold if you want full guarantee coverage, or accept the institutional risk for larger sums.
Are Cambodia Bank Deposits Safe? CDGC Explained
The Cambodia Deposit Guarantee Corporation (CDGC) is Cambodia’s deposit insurance mechanism — equivalent to the US FDIC, UK FSCS, or Singapore’s SDIC, but with a lower coverage limit. Understanding it is essential before placing significant savings at any Cambodian bank.
What CDGC Covers
- Coverage limit: KHR 30,000,000 (~$7,500 USD) per depositor per bank
- Who is covered: All depositors at NBC-licensed commercial banks and deposit-taking MFIs
- What is covered: Current accounts, savings accounts, fixed deposits
- Currency: Both USD and KHR deposits are covered up to the KHR equivalent limit
- Per bank: If you hold accounts at ABA AND Canadia, each is covered separately up to $7,500
CDGC vs Global Equivalents
| Country | Limit |
|---|---|
| 🇰🇭 Cambodia (CDGC) | ~$7,500 |
| 🇸🇬 Singapore (SDIC) | S$100,000 |
| 🇬🇧 United Kingdom (FSCS) | £85,000 |
| 🇺🇸 United States (FDIC) | $250,000 |
| 🇲🇾 Malaysia (PIDM) | RM250,000 |
MoneyKH Safety Recommendation
For balances up to $7,500 at a single bank: full CDGC coverage. For balances of $7,500–$15,000: spread across two banks (ABA + Canadia) for full coverage at both. For balances above $15,000: consider two commercial banks plus institutional backing signals — ABA (National Bank of Canada parent), ACLEDA (CSX-listed), Maybank (Malaysian parent). MoneyKH does not recommend concentrating more than $50,000 at any single Cambodian institution regardless of institutional backing.
Cambodia Savings Rates vs The World — 2026 Context
To understand how exceptional Cambodia’s USD savings rates are, compare directly with the rates available to savers in major developed markets for equivalent liquid savings products in April 2026.
| Country / Market | Savings Rate Range (p.a.) | 12m Fixed Deposit | Context |
|---|---|---|---|
| 🇰🇭 Cambodia (USD) | 4.5–5.0% | 6.0–6.25% | Highest available in region at NBC-licensed institutions |
| 🇺🇸 United States | 0.5–5.0% | 4.5–5.0% | High-yield online banks approach Cambodia savings rates. Big banks far lower. |
| 🇬🇧 United Kingdom | 3.5–5.0% | 4.0–5.0% | Best-buy savings accounts approach but don’t exceed Cambodia at FD terms. |
| 🇸🇬 Singapore | 0.05–3.5% | 2.5–3.5% | Major banks well below Cambodia. High interest savings accounts have conditions. |
| 🇦🇺 Australia | 3.5–5.0% | 4.5–5.0% | Comparable savings rates to Cambodia but in AUD — currency risk applies. |
| 🇲🇾 Malaysia | 1.5–3.0% | 3.0–4.0% | Significantly below Cambodia in MYR. Maybank Cambodia pays more than Maybank Malaysia. |
The Honest Caveat on Cambodia’s High Rates
Higher rates reflect higher risk — that is a fundamental principle of finance. Cambodia’s rates are higher than Singapore’s or the UK’s because: the CDGC coverage limit is lower, institutional track records are shorter, and the macroeconomic environment involves more uncertainty. MoneyKH presents this data to enable informed decisions — not to suggest that Cambodia savings accounts are without risk. They carry more risk than FDIC-insured US deposits. They carry less risk than MFI deposits. The rate reflects that position on the risk spectrum honestly.
FAQ: Cambodia Savings Account Interest Rates 2026
Q: Which bank has the highest savings account interest rate in Cambodia in 2026?
ABA Bank offers the highest USD savings account rate among major Cambodian commercial banks in 2026 — 4.5 to 5.0 percent per annum, tiered by balance, with zero monthly fee and zero minimum balance. For fixed deposits at 6 months or longer, Canadia Bank typically edges ahead with rates of approximately 5.75 percent for 6 months and 6.25 percent for 12 months. The optimal strategy: ABA Bank for liquid savings, Canadia Bank for fixed deposits of 6 months or more. Both accounts carry zero monthly fees.
Q: What is the best fixed deposit rate in Cambodia in 2026?
Canadia Bank holds Cambodia’s best fixed deposit rates at 6 to 24 month USD terms in April 2026: approximately 5.75 percent for 6 months, 6.25 percent for 12 months, and 6.50 percent for 24 months per annum. ABA Bank’s 12-month rate of 5.75 to 6.00 percent is competitive but typically 0.25 to 0.50 percent below Canadia. For KHR fixed deposits, both ABA Bank and Canadia Bank offer 12-month rates of approximately 7.50 percent — among the highest available for KHR-denominated savings at any NBC-licensed institution. All rates are verified April 2026 and reviewed quarterly.
Q: Why are Cambodia savings account interest rates so high compared to Singapore or the UK?
Cambodia’s high savings rates reflect four structural factors: the dollarised economy (NBC cannot print USD and must attract deposits through competitive rates), a rapidly growing loan book (banks fund 10 to 18 percent personal and SME loans from deposits, creating margin to pay higher savings rates), a banking sector still building institutional trust (higher rates partially compensate for lower CDGC coverage of approximately 7,500 USD versus the UK’s FSCS at 85,000 GBP), and NBC de-dollarisation policy (which deliberately keeps KHR rates 1 to 2 percent above USD equivalents). The rates are high because the risk-adjusted return is calibrated above developed market equivalents.
Q: Are Cambodia bank savings accounts safe?
Cambodia’s major commercial banks are regulated by the National Bank of Cambodia and covered by the Cambodia Deposit Guarantee Corporation (CDGC) up to approximately 7,500 USD per depositor per bank. This is lower than Western equivalents — a genuine risk consideration for larger deposits. ABA Bank (National Bank of Canada subsidiary), ACLEDA Bank (CSX-listed with international development shareholders), and Maybank Cambodia (Malaysian parent) carry institutional backing above NBC minimum requirements. MoneyKH recommends diversifying deposits of 15,000 USD or more across at least two institutions and not concentrating more than 50,000 USD at any single Cambodian bank.
Q: Should I save in USD or KHR in Cambodia?
For expats, foreigners, and anyone with international financial obligations: save primarily in USD. The 1 to 2 percent KHR rate premium does not compensate for the FX risk of holding large KHR balances if your expenses or liabilities are in USD. For Cambodian citizens who spend primarily in KHR and have limited international exposure: hold a KHR account alongside a USD account, capturing the NBC rate premium on the KHR portion of your savings. For businesses: hold USD as the primary operating currency with a KHR account for staff salaries and local supplier payments where KHR is used. For opening accounts as a foreigner, see our How to Open a Bank Account in Cambodia 2026 guide →
Q: How often do Cambodia bank savings rates change?
Cambodia bank deposit rates are reviewed by institutions quarterly — in January, April, July, and October — aligned to the National Bank of Cambodia’s monetary policy review cycle. Not every review results in a rate change: rates can remain stable for multiple quarters. When NBC policy shifts (for example, tightening or loosening de-dollarisation incentives), institutions typically update their KHR and USD rates within 30 to 60 days. MoneyKH verifies rates directly with each institution quarterly and updates this page accordingly.
Q: Can foreigners get the same savings rate as Cambodian citizens?
Yes. Cambodian bank savings and fixed deposit rates are not differentiated by nationality. A foreigner holding a USD savings account at ABA Bank receives the same 4.5 to 5.0 percent per annum as a Cambodian citizen holding the same account type. Similarly, a foreigner placing a 12-month USD fixed deposit at Canadia Bank receives the same approximately 6.25 percent as a Cambodian depositor. There are no foreigner-specific tiers, surcharges, or rate restrictions on standard savings products at NBC-licensed commercial banks. The only differentiation is account type — business accounts and high-net-worth accounts may have different rate schedules negotiated individually.
Q: What is the CDGC and how much does it protect in Cambodia?
The Cambodia Deposit Guarantee Corporation (CDGC) is Cambodia’s state deposit insurance mechanism. It protects depositors at NBC-licensed commercial banks and deposit-taking MFIs up to KHR 30,000,000 per depositor per institution — equivalent to approximately 7,500 USD. If a covered institution fails, the CDGC reimburses depositors up to this amount. The coverage is per depositor per bank — holding accounts at both ABA Bank and Canadia Bank doubles your effective coverage to approximately 15,000 USD. Deposits above the limit at any single institution are at institutional risk and not guaranteed by the CDGC.
Q: Are MFI (microfinance) savings rates in Cambodia safe and comparable to banks?
MFI savings rates in Cambodia are typically higher than commercial bank rates — Prasac MFI, for example, publishes fixed deposit rates that exceed Canadia Bank at most terms. However, MFIs operate under a different NBC regulatory framework than commercial banks. They carry a different risk profile, have shorter institutional histories in most cases, and their parent company structures vary significantly. MoneyKH presents MFI rates for context but recommends commercial bank deposits (ABA, Canadia, ACLEDA) for the core of any savings strategy. MFIs are appropriate for small supplementary deposits by experienced Cambodia-based savers who understand the distinction. See our Microfinance Loans Cambodia 2026 guide →
Q: How do I transfer money between ABA Bank and Canadia Bank for free?
Use Bakong — the National Bank of Cambodia’s blockchain payment system. Both ABA Bank and Canadia Bank are fully integrated with Bakong. In ABA Mobile, select Transfer, choose Bakong Transfer, enter the recipient’s Canadia Bank account number or Bakong ID, enter the amount, and confirm. The transfer arrives at Canadia instantly, 24 hours a day including weekends and public holidays, at zero cost. This is the mechanism that makes the two-bank strategy practical at no ongoing cost — when a Canadia fixed deposit matures, the full amount including interest Bakong-transfers to ABA in under 30 seconds. See the Bakong Complete Guide 2026 →
MoneyKH Summary — Cambodia Savings Rates April 2026
The Optimal Cambodia Savings Strategy — $0 Monthly Cost
ABA Bank for liquid savings at 4.5–5.0% p.a. and short-term fixed deposits. Canadia Bank for all fixed deposits at 6 months and above, where rates reach 6.25–6.50% p.a. Both accounts free. Transfer between them via Bakong at zero cost. CDGC coverage at both institutions. Cambodia’s best available risk-adjusted return at NBC-licensed commercial banks — verified April 2026.
Liquid savings: ABA 4.5–5.0% ⭐ · Fixed 12m: Canadia 6.25% ⭐ · Fixed 24m: Canadia 6.50% ⭐
More MoneyKH: Cambodia Banking & Savings Guides
🏦 Bank Reviews & Comparisons
- Best Banks in Cambodia 2026 — Full Comparison →
- ABA Bank Review 2026 → — Cambodia’s highest savings rate and best mobile app
- Canadia Bank Review 2026 → — Best fixed deposit rates at 6–24 months
- ACLEDA Bank Review 2026 → — Best for SME loans and provincial banking
- Wing Bank Review 2026 → — Best for remittance and mobile-first banking
📖 How-To & Finance Guides
- How to Open a Bank Account in Cambodia 2026 →
- Bakong Complete Guide 2026 → — How to transfer free between banks
- Best Personal Loans in Cambodia 2026 →
- SME Loans in Cambodia 2026 →
- Microfinance Loans Cambodia 2026 → — Prasac, LOLC & AMK Guide
- Best Digital Wallets in Cambodia 2026 → — For managing your savings on mobile
Published by the MoneyKH Research Team. Last updated: April 2026. All savings and fixed deposit rates verified directly with each institution in April 2026. Rates are subject to change — always confirm current rates at each bank before depositing. This comparison does not constitute financial advice. MoneyKH operates as an independent comparison platform with no affiliate partnerships — see our full disclaimer. Next scheduled rate review: July 2026.
The MoneyKH Research Team comprises independent financial researchers, market analysts, and editorial professionals with direct on-ground knowledge of Cambodia’s banking, fintech, and financial services sector. All rates, fees, and product data published on MoneyKH are verified directly with each institution before publication. MoneyKH operates as an editorially independent platform with no affiliate partnerships — see our editorial policy for full disclosure.
