MoneyKH · Legal
Privacy Policy
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Cambodia & ASEAN users
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Operated by MoneyKH
This Privacy Policy explains how MoneyKH (“Platform”, “we”, “us”, or “our”) collects, uses, discloses, and protects your personal data. MoneyKH is Cambodia’s independent financial comparison platform. By accessing or using this Platform, you consent to the collection, use, and disclosure of your personal data as described in this Policy.
Contents
Personal Data We Collect
We may collect personal data that you voluntarily provide, including:
Important: MoneyKH does not collect financial account details, national ID numbers, or sensitive personal financial data of any kind. We are a comparison and information platform — we do not process payments or hold financial accounts.
We do not knowingly collect personal data from individuals under 18 years of age.
How We Use Your Personal Data
We use personal data for the following purposes:
We may use aggregated, anonymised data for internal analysis. This data cannot identify you individually.
Comparison Methodology & Independence
MoneyKH is Cambodia’s independent financial comparison platform. Our editorial position is that all comparisons, ratings, and rankings are produced independently with no payment from any financial institution reviewed.
$0
Affiliate Fees Received
No affiliate fees, referral commissions, or lead generation fees — from any institution we compare. Ever.
Direct
Data Verification
All rates verified directly with institutions or from official published sources — not bank marketing pages.
This independence policy is permanent. If our commercial model evolves, any change will be disclosed prominently and dated.
Affiliate & Commercial Relationships
MoneyKH currently operates with no affiliate relationships and receives no referral fees from any financial institution, bank, microfinance provider, insurer, or fintech company featured on the Platform.
If MoneyKH introduces commercial relationships in future (such as advertising, sponsored content, or affiliate programmes), these will be clearly disclosed:
For advertising or commercial partnership enquiries, contact us via the details in Section 14. Advertising does not influence editorial content — this is non-negotiable.
Disclosure of Personal Data
We do not sell personal data. We do not share personal data with financial institutions or third parties for their marketing purposes.
We may disclose personal data to service providers who assist in operating the Platform:
All service providers are required to implement appropriate data protection safeguards and may only use personal data for the specific purpose engaged.
Cross-Border Data Transfers
MoneyKH is operated primarily for users in Cambodia and the ASEAN region. Our hosting infrastructure may be located outside Cambodia. When your data is transferred or processed in other jurisdictions, we ensure:
By using MoneyKH, you acknowledge and consent to data being processed in jurisdictions outside Cambodia where our service providers operate.
Cookies & Tracking Technologies
MoneyKH uses cookies and similar technologies to:
We use Google Analytics for aggregate, anonymised usage analysis. You may disable cookies via your browser settings without affecting access to MoneyKH content.
Data Security
We implement reasonable technical and organisational safeguards to protect personal data, including:
🔒
SSL/HTTPS Encryption
Full platform encryption across all pages
🛡️
Cloudflare CDN + DDoS Protection
Enterprise-grade security and uptime
No online system can guarantee absolute security. Use of the Platform is at your own risk. If you believe your data has been compromised, contact us immediately using the details in Section 14.
Data Retention
We retain personal data only for as long as necessary:
When personal data is no longer required, it will be securely deleted or anonymised.
Your Rights
Subject to applicable law, you have the following rights regarding your personal data:
Access
Request a copy of the personal data we hold about you
Deletion
Request deletion of your personal data, subject to legal retention requirements
Correction
Request correction of inaccurate or incomplete data
Withdrawal of Consent
Withdraw consent for specific uses, including marketing
To exercise any of these rights, contact us using the details in Section 14. We will respond within a reasonable timeframe.
Marketing Communications
Where you have provided consent, MoneyKH sends:
📰
Cambodia Finance Weekly
Gold prices, loan rate changes, and product launches — every Tuesday
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Rate Alerts
Notifications when a major institution changes rates
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Platform Updates
New comparison tools and major content additions
You may unsubscribe from any marketing communication at any time via the unsubscribe link in every email, or by contacting us directly.
Third-Party Links
MoneyKH contains links to third-party websites including bank websites, NBC publications, and financial information sources — for reference and verification purposes.
We are not responsible for the privacy practices of any external website. All links to financial institutions are editorial references — not affiliate links — and we receive no compensation for them.
Policy Changes
We may update this Privacy Policy from time to time. Any updates will be reflected by revising the “Last updated” date at the top of this page.
For material changes, we will notify newsletter subscribers by email. Continued use of the Platform after any update constitutes acceptance of the revised Policy.
Contact Information
For enquiries regarding this Privacy Policy, your personal data, or any data rights request:
For data or privacy requests, email us with the subject line: “Privacy Request – MoneyKH”
