Last Updated: May 24, 2026 ·
Data source: MoneyKH Branch Database — verified from Google Maps & bank websites ·
By MoneyKH Research Team
✅ GPS coordinates verified from Google Maps · Branch hours confirmed · 13+ locations and growing — updated weekly
🇰🇭 MoneyKH Branch Data: GPS coordinates verified from Google Maps. Hours confirmed from bank official websites. No bank has paid for placement. Branch data grows weekly — submit a missing location →
Cambodia bank branches and ATMs 2026: ABA Bank operates the largest ATM network in Cambodia with 400+ ATMs nationwide, followed by ACLEDA Bank with 265+ branches and Wing Bank with 12,000+ agent locations. In Phnom Penh, ABA Bank has branches in all major malls including Aeon Mall 1, Aeon Mall 2, and Chip Mong 271. In Siem Reap, ABA Bank’s main branch is on Pokambor Avenue near the Old Market. Canadia Bank ATMs are among the cheapest for international card withdrawals at $5 per transaction. This page is Cambodia’s only searchable English-language bank branch and ATM directory — updated weekly with GPS coordinates, opening hours, and which currencies each ATM dispenses.
📍 Cambodia Branch & ATM Finder — May 2026
Find the right bank branch or ATM — with hours, currencies & Google Maps links
Before MoneyKH, no English-language searchable branch directory existed for Cambodia. Use the tables below to find branches in Phnom Penh, Siem Reap, and other cities — with opening hours, GPS links, and whether the ATM dispenses USD or KHR.
400+
ABA Bank ATMs
265+
ACLEDA Branches
12,000+
Wing Agents
Free
ABA Bank ATM withdrawals for ABA cardholders at any ABA ATM in Cambodia.
$5
Canadia Bank & Wing Bank international card withdrawal fee. Lowest in Cambodia.
$1/$5
ACLEDA ATMs dispense $1 and $5 USD notes — unique in Cambodia. Perfect for exact change.
24/7
Most ABA Bank ATMs operate 24/7. Mall-based branches typically 8AM–9PM daily.
USD+KHR
Most ATMs dispense USD. Look for ATMs at ACLEDA and Canadia branches if you need KHR notes.
⚡ Before You Use an ATM — Fee Quick Reference (May 2026)
Using YOUR OWN bank’s ATM = free (ABA, ACLEDA, Canadia). Using ANOTHER bank’s card at a Cambodian ATM = fee below. International tourist cards = highest fees.
| Bank | Own ATM | Other Bank ATM | International Card |
|---|---|---|---|
| Wing Bank | — | — | $5.00 |
| Canadia Bank | Free | — | $5.00 |
| ACLEDA Bank | Free | — | $5.00 |
| ABA Bank | Free | $6.00 | $6.00 |
Fee data verified directly with banks. Subject to change. Not financial advice.
Full ATM fee guide: ATM Fees Cambodia 2026 →
Phnom Penh Bank Branches & ATMs — All Banks
All Phnom Penh branches in the MoneyKH database, with GPS links, opening hours, and currency dispensed. Add to database weekly. Click Map → to open Google Maps navigation.
| Bank | Type | Address | District | Hours | Map |
|---|---|---|---|---|---|
| ABA Bank | Branch | No. 217, Norodom Blvd, Phnom Penh | Daun Penh | Mon–Fri 8:00am–5:30pm, Sat 8:00am–12:00pm | Map → |
| ABA Bank | Branch | Aeon Mall 1, Sen Sok, Phnom Penh | Sen Sok | Mon–Sun 8:00am–9:00pm | Map → |
| ABA Bank | Branch | Aeon Mall 2, Sothearos Blvd, Meanchey | Meanchey | Mon–Sun 8:00am–9:00pm | Map → |
| ABA Bank | Branch | Chip Mong 271 Mall, National Road 2 | Russei Keo | Mon–Sun 9:00am–9:00pm | Map → |
| ABA Bank | Branch | St 163, Toul Tom Poung, Chamkarmon | Chamkarmon | Mon–Fri 8:00am–5:30pm, Sat 8:00am–12:00pm | Map → |
| ACLEDA Bank | Branch | No. 61, Preah Monivong Blvd, Phnom Penh | Daun Penh | Mon–Fri 7:30am–5:30pm, Sat 8:00am–12:00pm | Map → |
| ACLEDA Bank | Branch | Boeung Keng Kang 1, Phnom Penh | Chamkarmon | Mon–Fri 7:30am–5:30pm | Map → |
| Canadia Bank | Branch | No. 315, Ang Doung St, Corner Monivong Blvd | Daun Penh | Mon–Fri 8:00am–4:30pm | Map → |
| Canadia Bank | Branch | Aeon Mall 1, Sen Sok, Phnom Penh | Sen Sok | Mon–Sun 9:00am–9:00pm | Map → |
| Wing Bank | Branch | No. 721, Preah Monivong Blvd, Phnom Penh | Daun Penh | Mon–Sun 8:00am–8:00pm | Map → |
💡 Phnom Penh Banking Tips
Mall branches open longest: ABA Bank in Aeon Mall 1 and Chip Mong 271 are open Mon–Sun until 9PM — ideal for weekend banking. Downtown branches close early: Most Daun Penh branches close at 4:30–5:30PM on weekdays. BKK1 and Chamkarmon have the highest concentration of expat-friendly branches. ATM tip: Avoid ABA ATMs if using an international card — $6+ fee per withdrawal. Use Canadia Bank ATMs for $5/withdrawal with a $500 limit per transaction.
ABA Bank Branches — Phnom Penh
ABA Bank has the largest branch and ATM network among all commercial banks in Cambodia. Key Phnom Penh locations:
| Bank | Type | Address | District | Hours | Map |
|---|---|---|---|---|---|
| ABA Bank | Branch | No. 217, Norodom Blvd, Phnom Penh | Daun Penh | Mon–Fri 8:00am–5:30pm, Sat 8:00am–12:00pm | Map → |
| ABA Bank | Branch | Aeon Mall 1, Sen Sok, Phnom Penh | Sen Sok | Mon–Sun 8:00am–9:00pm | Map → |
| ABA Bank | Branch | Aeon Mall 2, Sothearos Blvd, Meanchey | Meanchey | Mon–Sun 8:00am–9:00pm | Map → |
| ABA Bank | Branch | Chip Mong 271 Mall, National Road 2 | Russei Keo | Mon–Sun 9:00am–9:00pm | Map → |
| ABA Bank | Branch | St 163, Toul Tom Poung, Chamkarmon | Chamkarmon | Mon–Fri 8:00am–5:30pm, Sat 8:00am–12:00pm | Map → |
ABA Bank Network Facts (May 2026)
ATM fee (ABA card): Free at any ABA ATM nationwide
ATM fee (other bank card): ~$6 per withdrawal
International card: $6–$17 depending on card type and amount
ATM currencies: USD (100s). Some branches have KHR machines.
Account opening: Available at all branches and via ABA Mobile app. Zero minimum balance.
Customer service: 1800 203 203 (24/7 toll-free)
English service: Yes — all Phnom Penh branches
Full review: ABA Bank Review 2026 →
ACLEDA Bank Branches — Phnom Penh
ACLEDA Bank has 265+ branches nationwide — the widest branch network in Cambodia. Their ATMs are notable for dispensing $1 and $5 USD notes alongside standard $100 bills — very useful for daily expenses.
| Bank | Type | Address | District | Hours | Map |
|---|---|---|---|---|---|
| ACLEDA Bank | Branch | No. 61, Preah Monivong Blvd, Phnom Penh | Daun Penh | Mon–Fri 7:30am–5:30pm, Sat 8:00am–12:00pm | Map → |
| ACLEDA Bank | Branch | Boeung Keng Kang 1, Phnom Penh | Chamkarmon | Mon–Fri 7:30am–5:30pm | Map → |
Siem Reap Bank Branches & ATMs
Siem Reap is Cambodia’s tourism capital and has good banking infrastructure concentrated around the Old Market (Pub Street) area and National Road 6. Most major banks are within 10 minutes of the airport.
| Bank | Type | Address | District | Hours | Map |
|---|---|---|---|---|---|
| ABA Bank | Branch | Pokambor Ave, Siem Reap | Svay Dankum | Mon–Fri 8:00am–5:30pm, Sat 8:00am–12:00pm | Map → |
| ABA Bank | ATM USD |
Pub Street / Old Market Area, Siem Reap | Old Market | 24/7 | Map → |
| Canadia Bank | Branch | National Road 6, Siem Reap | Svay Dankum | Mon–Fri 8:00am–4:30pm | Map → |
💡 Siem Reap Banking Tips for Tourists & Expats
Pub Street ATMs: ABA Bank ATM near Old Market is the most accessible for tourists — open 24/7. Best rate for international cards: Canadia Bank ATMs charge $5 flat. Avoid any ATM displaying “use your own currency” screens — these use misleading dynamic currency conversion. Khmer New Year / major holidays: ATMs run out of cash. Withdraw in advance. Wing Bank agents: Scattered throughout markets — useful for cash collection from international transfers. Full Siem Reap finance guide: Cost of Living in Siem Reap 2026 →
ATM Tips for Cambodia 2026 — Save Money on Withdrawals
✅ Do This
- Open an ABA account — free withdrawals at all ABA ATMs. Best long-term solution for residents.
- Use Canadia Bank ATMs for international cards — $5 flat fee, $500 limit per transaction.
- Use ACLEDA ATMs when you need small USD notes ($1, $5).
- Withdraw larger amounts — $500 at once costs the same as $100. Minimise transactions.
- Always choose USD (not KHR) when your international card asks — KHR offers worse rates.
- Check the fee screen before confirming — all ATMs must show the fee before you accept.
❌ Avoid This
- ABA ATMs with international cards — $6–$17 per withdrawal. One of the most expensive in Cambodia.
- Dynamic Currency Conversion (DCC) — if an ATM offers to convert to your home currency, always decline. Choose local currency (USD/KHR).
- Airport ATMs — typically only ABA or wing near international terminal. Plan ahead.
- Weekend withdrawals before holidays — ATMs across Siem Reap routinely run out during Khmer New Year and Water Festival.
- Small withdrawals — $5 fee on a $50 withdrawal = 10% cost. Always withdraw $500 if the fee is fixed.
Wing Bank Agent Locations — Cambodia’s 12,000+ Network
Wing Bank does not operate traditional ATMs. Instead, it uses a network of over 12,000 agent locations — small shops, kiosks, and market stalls — where you can deposit, withdraw, and transfer cash. This network reaches provinces and rural areas that traditional banks do not serve.
How to find a Wing Agent
Use the Wing Bank mobile app → tap “Cash Out” → “Find Agent” → map shows nearest locations. Most Wing agents are identifiable by a blue Wing Bank banner or sticker on the shop front.
Withdrawal fee at Wing agent: Free for Wing Bank accountholders. Small fee for non-Wing cardholders (Bakong interbank).
Wing agent coverage
Wing agents exist in all 25 provinces of Cambodia. Rural villages that have no traditional bank branch within 20km will typically have a Wing agent. This is Wing’s core competitive advantage. Wing Bank Full Review →
Bank Branch Networks Compared — Cambodia 2026
| Bank | Branches | ATMs | Own-Card ATM Fee | Intl Card ATM Fee | Currencies | English Service |
|---|---|---|---|---|---|---|
| ABA Bank 🏆 | 100+ | 400+ | Free | ~$6–$17 | USD (100s) | ✅ All branches |
| ACLEDA Bank | 265+ | 200+ | Free | ~$5 | USD ($1, $5, $100) + KHR | ✅ Major branches |
| Canadia Bank | 69 | 150+ | Free | $5 ✅ Best | USD + KHR | ✅ Major branches |
| Wing Bank | 12,000+ | agents | Free (agents) | $5 (intl cards) | USD + KHR | ⚠ Varies by agent |
| Maybank Cambodia | 6 | 15+ | Free | ~$5 | USD | ✅ All branches |
FAQ — Cambodia Bank Branches & ATMs 2026
Q: Which bank has the most ATMs in Cambodia?
ABA Bank has the largest ATM network in Cambodia with over 400 ATMs nationwide. For ABA cardholders, withdrawals are free at any ABA ATM. ACLEDA Bank has the most physical branches (265+) across all 25 provinces. Wing Bank has the widest overall reach with 12,000+ agent locations, but these are not traditional ATMs — they are human-operated cash points.
Q: Which Cambodian ATM is cheapest for international cards?
Canadia Bank ATMs charge $5 per withdrawal with a $500 limit per transaction, making them the most cost-effective for international card users in Cambodia (Jan 2026 data). Wing Bank ATMs also charge $5. ABA Bank ATMs are the most expensive at $6–$17 depending on card type and amount. Always check the fee screen before confirming any withdrawal.
Q: Which ATM dispenses Cambodian Riel (KHR)?
Most ATMs in Cambodia dispense US dollars. ACLEDA Bank ATMs and some Canadia Bank ATMs also dispense Khmer Riel (KHR). ACLEDA ATMs are unique in dispensing $1 and $5 USD notes alongside $100 bills — useful for daily spending. If you specifically need KHR, look for ACLEDA or Canadia branches rather than standalone ATMs.
Q: Is there banking in rural Cambodia or only in Phnom Penh?
ACLEDA Bank has branches in all 25 provinces and most district towns, making it the most accessible bank outside Phnom Penh. Wing Bank’s 12,000+ agent network reaches rural villages that have no physical bank branch within 20km. For provinces like Kampong Cham, Battambang, and Takeo, ACLEDA is the most reliable banking option. ABA Bank is primarily urban (Phnom Penh, Siem Reap, Sihanoukville).
More MoneyKH: Cambodia Banking
Complete fee table — all banks, own and international cards.
Step-by-step guide including foreigners and tourists.
Full comparison and scores for every major bank.
USD/KHR, THB, CNY — where to exchange at best rates.
Published by MoneyKH Research Team · May 24, 2026. Branch data sourced from Google Maps, official bank websites, and direct verification. MoneyKH adds new branch records weekly. All fees as of January–May 2026 — verify current fees at the ATM screen before transacting. Full disclaimer →
The MoneyKH Research Team comprises independent financial researchers, market analysts, and editorial professionals with direct on-ground knowledge of Cambodia’s banking, fintech, and financial services sector. All rates, fees, and product data published on MoneyKH are verified directly with each institution before publication. MoneyKH operates as an editorially independent platform with no affiliate partnerships — see our editorial policy for full disclosure.
